uChoose Rewards®
Shopping is a part of life, so why not get rewarded for it?
Presenting … uChoose Rewards®!
We’re excited to introduce you to our new and improved rewards program, uChoose Rewards®! Earn uChoose Rewards® points when you shop with your Educators debit or credit card. Redeem your points for tons of reward options.
Here’s how uChoose Rewards® works:
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SPEND
The more you spend, the more you earn! Every time you make a purchase with your Educators credit or debit card, you can earn uChoose Rewards® points!
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EARN
Earn points when you use your qualifying Educators credit card or make non-PIN transactions with your debit card.
Debit card “non-PIN” transactions = 1 point for every $2 spent
Credit card transactions = 1 point for every $1 spent
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REDEEM
Redeem your points for cash back, gift cards, travel, sporting events, concert tickets, discounts on Educators products and services1, and so much more!
Accumulated points expire after three years.
Visit the new and improved uChoose Rewards® website by logging into Online or Mobile Banking and going to the Card Management tool.
Redeem your uChoose Rewards® points for:
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Cash back
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Amazon purchases1
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Gift cards
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Travel Experiences
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Discounts on Educators products and services2
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Event Tickets
Register for uChoose Rewards®
Frequently Asked Questions
The uChoose Rewards® program is our brand-new rewards program that is replacing Points for Perks. Educators debit and credit cardholders can earn points any time they swipe their cards.
- Debit card “credit” transactions = 1 point for every $2 spent
- Educators credit card transactions = 1 point for every $1 spent
Points can be redeemed for cash back, gift cards, travel, concert tickets, sporting events, Amazon purchases, at checkout with PayPal3, rate discounts on Educators products and services, and more.
Yes. All existing Points for Perks have transferred over in full.
No. It’s free for Educators members.
You can earn uChoose Rewards® with your Educators Visa® debit card, Visa® Business debit card, Visa® Platinum credit card, Visa® Business credit card, Visa® Classic Platinum credit card and Visa® Gold credit card.
To register for uChoose Rewards®, visit the Card Management tool in Online and Mobile Banking, and click the link to access the uChoose Rewards® platform. You can also view a detailed PDF on how to register in Online Banking and Mobile Banking or click here for a video tutorial from Digital Academy.
You can earn points by making qualifying purchases using your Educators debit or credit card.
Debit card “non-pin” transactions = 1 point for every $2 spent
Educators credit card transactions = 1 point for every $1 spent
You can also earn even more points when you shop at the participating retailers featured on the uChoose Rewards® site. For online purchases, be sure to click the “Shop Now” button on a particular offer. Please note, you will be redirected to the retailer’s site where you can proceed to shop as usual. For in-store offers requiring activation, be sure to click the “Activate” button prior to your in-store purchase.
You can earn points anywhere in the world your Educators debit or credit card is used for eligible transactions.
You can redeem your points for cash back, gift cards, charity donations, travel, sporting events, concert and theatre tickets, Amazon purchases, at checkout with PayPal, rate discounts on Educators products and services, and so much more! Browse the “Redeem Points” tab of the uChoose Rewards® site to see all the options available to you.
If you would like to redeem your points for in-house specials, please contact us. For a full list of in-house specials, please see the chart below.
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General Rewards |
Points Needed |
|---|---|
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*0.50% increase on a share certificate’s APY (APY=Annual Percentage Yield). Points must be available and used at the time of opening/purchase and the exact quantity indicated to be eligible for the reward. There is a $500 minimum balance required to open a Share Certificate. Consumer loans are subject to credit approval and include fixed term loans only. First mortgage home loans, credit cards, and line of credit loans are not eligible. Other restrictions may apply. Rewards are subject to change. |
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General Rewards Stop Payment |
Points Needed 2,500 |
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General Rewards 0.50% Share Certificate Rate Increase (one per certificate)* |
Points Needed 7,000 |
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General Rewards $50 Safe Deposit Box Rental Credit |
Points Needed 5,000 |
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General Rewards Cash Back |
Points Needed Points Needed |
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General Rewards $30.60 |
Points Needed 3,400 |
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General Rewards $51.00 |
Points Needed 5,667 |
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General Rewards $99.00 |
Points Needed 11,000 |
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General Rewards $947.02 |
Points Needed 105,225 |
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General Rewards Other Amount of Cash Back |
Points Needed Cash redemption is valued at .009 per point |
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General Rewards Home Discounts |
Points Needed Points Needed |
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General Rewards $100 Off Mortgage Closing Costs |
Points Needed 10,000 |
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General Rewards $161 Off Home Equity Closing Cost |
Points Needed 10,000 |
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General Rewards $250 Off Mortgage Closing Costs |
Points Needed 25,000 |
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General Rewards Consumer Loan Rate Discounts (New Loans Only) |
Points Needed Points Needed |
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General Rewards 0.25% Consumer Loan Rate Discount |
Points Needed 12,500 |
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General Rewards 0.50% Consumer Loan Rate Discount |
Points Needed 19,500 |
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General Rewards 0.75% Consumer Loan Rate Discount |
Points Needed 25,000 |
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General Rewards 1% Consumer Loan Rate Discount |
Points Needed 35,000 |
It can take up to 60 days after a transaction or travel completion date for points to be credited to your account. Most points will be accumulated and available for redemption at the end of each month. To redeem your points, you must accumulate a minimum of 1,500 points. Visit the uChoose Rewards® home page to see if you’re eligible for a redemption.
Visit the Card Management tool in Online and Mobile Banking and click the link to access the uChoose Rewards® platform. Then, click on “My Rewards” to view activity.
All Educators debit and credit cards associated with your account will automatically earn points together. Additionally, if you have multiple Educators accounts, you may be able to link them together to combine points. Please check the “Link Account” page of the uChoose Rewards® site for more information.
When you check out using PayPal, you will have the opportunity to use your uChoose Rewards® points as a payment method. Your uChoose Rewards® enrolled card will be used for any remaining balance after you use your points.
It can take up to 60 days from the transaction date (or 60 days after travel completion) for transactions to appear on the “My Rewards” tab. If points from a qualified transaction do not appear after 60 days, visit the Help Center to email a representative or call 262.886.5900.
No, you cannot change the shipping address for a redemption from the address on file. This is to protect you against fraudulent use of your points. If you would like to change your address, please contact us at 262.886.5900.
Cash back redemptions are deposited in the account associated with the card you have registered in uChoose Rewards®.
Some redemption items can be returned, and some cannot. To understand the various redemption policies and processes, please review the Terms and Conditions.
Just like purchases made with a card or cash, merchandise purchased with points will follow the merchant’s standard return policies. Please refer to that merchant’s site for more information.
Disclosures
uChoose Rewards® is a registered trademark of Fiserv, Inc. To learn more about uChoose Rewards®, log in to your online account.
1Registration with uChoose Rewards® and enrollment with Amazon Shop with Points is required to use points at Amazon.com checkout. Available on eligible transactions. Terms apply.
2First mortgage home loans, credit cards, and line of credit loans are not eligible.
3When using points at checkout, each point is worth $0.00915, which means 100 points equals $0.915 in redemption value. You may not see Pay with Rewards every time you check out online with a merchant. Not currently available for sending money, recurring payments, and in-store transactions. Pay with Rewards will be available on eligible cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.