Personal Checking
We’ve designed checking accounts without sneaky fees.
Convenient Features
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NO MAINTENANCE FEES
When you open your personal checking, you can enjoy no maintenance fees!
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Real-Time Deposits
There are no delays or hold times for direct deposits or most payroll check deposits.
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E-Alerts
Receive an email or text notification on the account activities you choose.
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uChoose Rewards®
Start earning uChoose Rewards® when you use your Educators debit card on non-PIN transactions.
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24-Hour Access
Access your account from your computer or mobile device with Online Banking, Mobile Banking, Amazon Alexa, Google Assistant and ASK EVA.
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Bundle Accounts
Automatically bundle your checking account, debit card and a Change Up Savings when you open your account!
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Design My Card
Customize your credit and debit cards with a picture as unique as you are. Display any one of your favorite pictures every time you swipe your card with Design My Card.
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Upgraded Debit Cards
Give your debit card a new, safer look. These cards include a unique design equipped with an extremely safe, contactless payment option.
Upgraded Card Designs
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Debit Card Designs
Presenting our all-new debit cards designs! Now you can tap to pay with your Educators debit card securely and conveniently. When you tap to pay, each transaction will produce a specific, one-time code which is extremely efficient in minimizing fraud.
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Debit Card Partner Cards
Educators Credit Union has partnered with local teams and schools to help you bring team spirit to your wallet. Find a card that fits you!
See all debit card partner card designs here.
– Mary H.I love Educators because they understand that life happens, and they work with you in every situation.
Compare Your Options
Both accounts offer a debit card with no annual fees, uChoose Rewards®, no limit on the number of transactions, no transaction fees at over 60,000 ATMs and worldwide use anywhere Visa® is accepted.
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You’re Eligible to Join Educators!
Educators Credit Union is open to anyone who works or lives in our 11-county service area: Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington and Waukesha.
Open a new account by applying online, using Educators Connect Cam™ or by calling 262.886.5900.
Open An Account Today
When you open an account, we’ll switch over your direct deposit and recurring payments quickly and conveniently.
Disclosures
1Fees may reduce earnings.
2Minors age 12 and under are eligible to open a savings account with an adult as a joint owner.
3Any and all fees and charges including without limitation the non-sufficient funds fees, continuous overdraft fees and interest charges (as set forth in our fee schedules and Account Agreement and Disclosures) will be included. Fees may reduce earnings. Account closure after ten consecutive days if the account balance is negative or has excessive overdrafts.
Go to the full Discretionary Overdraft Privilege Policy
Important Information:
Check 21 – Legislation is now in place to allow your check to be replaced in the check process by an electronic check. This is designed to improve efficiency in faster check clearing, decrease fraud and increase security. Checks may clear within one or two days, so make sure funds are on deposit before writing. Should you need a copy of a check, it may be a reproduction of the electronic check, known as a “substitute check.” This form will maintain the legal equivalence of the original check.